Attention homeowners in Easley and Pickens County: Get an Appraisal today!

Here are the top seven reasons SC homeowners need Garvin Appraisal Group:

To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
Challenge Pickens county's assessment of your property
To cut a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
Verify another appraiser's report
In the case of a SC divorce, where real estate property needs to be divided
To determine the true market value of real estate in question to settle an estate in SC

Do you own a house in or near Easley? Do you need help determining the value of your real estate?
Contact Garvin Appraisal Group.

At Garvin Appraisal Group, we understand the special needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Garvin Appraisal Group will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It's something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. At Garvin Appraisal Group, we're experts in helping clients just like you do away with unnecessary PMI insurance.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses nearby. This means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal report from Garvin Appraisal Group is your number one weapon.

HELOC recently frozen?

Your lender just might choose to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An appraisal from Garvin Appraisal Group can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Do you need an expert to double-check your appraisal for efficiency, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Garvin Appraisal Group offers field reviews where we'll go out and check the subject and comparables in question. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help you with that While typically requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your house.